The core of the firm’s bearish thesis centers on a massive pool of routine, low-complexity insurance policies. The BofA analysts, Joshua Shanker, Joseph Tumillo, Cyril Onyango, and Fatima Keita, looked at just six major carriers catering to small businesses and personal lines: Travelers, Hartford, Progressive, Cincinnati Financial, Hanover, and Selective. From these six companies alone, BofA identified over $15 billion in commissions paid to independent agents in 2025 that largely skew toward low-complexity risks.
Fifty others were wounded and the majority of them had been taken to the neighbouring Abyei Administrative Area, where they were being treated, the official added.
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She said that almost without exception the witnesses were young men who looked up to Spacey, and that Spacey had used his power and influence as a famous celebrity to assault them.
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